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Tax Preparation

If you are eligible to participate, SECU preparers are available to complete and electronically file both your federal and North Carolina returns!

How the Process Works
  1. Compile all of your tax documents and take them to your local branch, along with the "Getting Started Kit" referenced below.
  2. An SECU tax preparer will review the information, determine if you are eligible to participate in one of our programs and to ensure you have all necessary documents needed for us to file an accurate tax return.
  3. An SECU tax preparer will begin working on your tax return; a completed return will be available for your review and signature within 5 business days.
  4. Once signed, the Credit Union can electronically file your tax return for you. You will generally receive your refund (if applicable) within 8-15 business days.
Getting Started - Items You Will Need
The "Getting Started Kit" provides information regarding eligibility, items to bring with you and several forms that must be completed before meeting with an SECU tax preparer. If you are unable to print the kit ahead of time, a packet will be available for pick up at your local branch.

Along with the completed forms from the “Getting Started Kit”, please also bring the following items when meeting with an SECU tax preparer:

  • Picture ID for yourself (and your spouse, if applicable)
  • Social Security cards for yourself and all other individuals on your return (spouse and all dependents)
  • Your prior year tax return
  • All income documents including W-2s, 1099s and other tax documents
  • Healthcare tax documents including Forms 1095 A, B, or C, Marketplace Exemption Letters, etc.
  • Form 1098-T and other documentation of higher education expenses including tuition paid and student loan interest paid
  • Daycare expenses and the daycare provider's name, address and tax ID number
  • Documentation or a detailed listing to support itemized deductions, if applicable. This may include items such as:
  • - Mortgage loan interest paid
    - Charitable contributions
    - Property taxes paid (home and auto)
    - Medical expenses
  • Financial statements or other documents to support retirement plan rollovers
*Note: in lieu of bringing individual receipts and statements, you can complete and provide the Itemized Deduction Detail Sheet.

Program Eligibility
If eligible, participation in either our Volunteer Income Tax Assistance (VITA) or Low-Cost Tax Program will allow you the opportunity to save money on tax preparation fees!

Volunteer Income Tax Assistance (VITA)
Household income is $54,000 or less

The VITA service is an IRS-sponsored
program through which eligible taxpayers
with a household income of $54,000 or less
can have their basic tax returns prepared
and electronically filed by certified SECU
staff free of charge!
Low-Cost Tax Preparation
Household income is more than $54,000

The Low-Cost Tax Program1 service is a low-cost
alternative for basic tax preparation available
for qualified members who are ineligible for free tax
preparation through VITA. SECU tax preparers can
prepare and electronically file your basic tax
return for the low cost of $752.

Preparing Your Own Taxes
For members who are ineligible for either of our tax preparation programs or prefer to complete their own taxes, NCPAFCU has partnered with Intuit® to offer TurboTax®. With TurboTax and SECU, it’s easy to do your own taxes and save. TurboTax coaches you every step of the way to the biggest refund you deserve, searching over 350 deductions and credits as you go. And SECU offers you a savings of up to $20 on TurboTax federal products3.

1NCPAFCU's low-cost tax preparation service is NOT associated with the IRS VITA program
2The $54,000 income limit for NCPAFCU’s VITA program is based on the Earned Income Credit threshold. Other VITA sites may have higher income limits. If your return does not qualify for free preparation under this program, you can visit, keyword VITA, to search for other free VITA sites
3©2015-2016 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2014. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.