Visa^® Gift Card

Before using your gift card, review the Visa Gift Card Cardholder Agreement on our Account Disclosures page and sign the back of the card.

Activate and register your gift card, check your balance and transaction history, lock or unlock your card, or dispute fraudulent charges by calling (866) 902-6082.

You can activate and register your card and select a PIN by calling (866) 902-6082.

Yes. Your card expires on the last day of the month displayed on the card. However, the underlying funds on your card do not expire.

You can use your card at any participating US or international merchant that accepts Visa cards and magnetic stripe transactions.

You can’t use your card for any of the following types of transactions

• Cash transactions, including ATM withdrawals, cash advances, cash back, or peer-to-peer payments
• Online gambling or illegal activity
• Recurring transactions such as utility service providers or health club fees
• Car rentals
• Cruise line purchases
• Pay-at-the-pump gas purchases
  Note: You can use your card to purchase gas inside the store with the attendant.

Yes. At check-in, hotels may ask to put a hold on your card for the amount of your stay or other expenses, making those funds unavailable for use. If the amount of the hold is greater than your card balance, the transaction could be declined. To avoid this, check in with another debit or credit card, and then use your SECU Visa Gift Card as final payment for your stay.

You can use your card as either debit or credit. Debit transactions require you to enter your PIN, while credit transaction require your signature to authorize the purchase.

Yes. If your bill plus the tip amount exceeds your card balance, the transaction may be declined. If needed, ask the merchant to process a specific amount from the gift card and use another payment method to complete your purchase transaction.

Yes. Merchants can either return the funds back to your card balance or provide you with a cash refund or store credit.

Your card may be declined for any of the following reasons

• Trying to make a prohibited transaction
  See the “Where can’t I use my card?” FAQ for more information.
• Purchase amount exceeds the balance on your card
  Ask the merchant to process a specific amount from the gift card and use another payment method to complete your purchase transaction.
• No funds on your card
  When you have used all the funds on your card, and you do not plan to make any returns on prior purchases, destroy the card and throw it away.

If you think your card was declined for another reason, call the toll-free number, (866) 902-6082, on the back of your card for assistance.

You can check your balance by calling (866) 902-6082, and entering the gift card number and CVV code.

Ask the merchant to process a specific amount from the gift card and use another payment method to complete your purchase transaction.

No. Once you have used all the funds on your card, and you do not plan to make any returns on prior purchases, destroy the card and throw it away.

Call (866) 902-6082 to lock or unlock your card. While your card is locked, it will be declined for purchases.

Call (866) 902-6082 as soon as possible to dispute a transaction.

Call (866) 902-6082 immediately to report your card lost or stolen.