|Card Type||Account Required||Daily Purchase Limit5||Daily Withdrawal Limit6|
|Zard Visa||Zard Checking||$1,000||$200|
|NCPAFCU HSA||Health Savings Account (HSA)||$4,000||$1,000|
|CashPoints Global||CashPoints Global (CPG)||$4,000||$1,000|
|Zard CashPoints||Zard Share9||$5009||$200|
|FAT CAT CashPoints||FAT CAT Share9||$5009||$200|
No. We do not offer pre-paid debit cards. Pre-paid debit cards often come with a high number of fees to maintain and use. As an alternative, we offer a CashPoints Global (CPG) account and CPG debit card to help you control your spending and eliminate non-sufficient funds (NSF) fees.
Visa debit cards, including CashPoints Global cards, can be activated by calling (866) 322-2377 or by completing a PIN-based transaction at any CashPoints ATM. CashPoints cards do not require activation.
Verify your contact information is correct to ensure easy card activation.
You can change your PIN at any CashPoints ATM under the “My SECU” menu by selecting the More option.
If you forget your PIN, contact our 24/7 Member Services at (888) 732-8562 to request a PIN mailer.
All NCPAFCU debit cards can be used at CashPoints and PLUS® network ATMs and at national Interlink and Maestro merchants.5 Visa cards can also be used worldwide and online at participating Visa merchants.
Review our cardholder travel checklist and tips to plan ahead and avoid potential fraud before you leave.
Generally, there are no fees for PIN- and signature-based transactions in the United States, or for Press for Info voice response and CashPoints ATM4 transactions.
PLUS ATM transactions incur a $0.75 fee for completed transactions and a $0.35 fee for denied transactions. Third-party ATM operators may impose additional fees.
Your account will be charged an International Transaction fee of 1% of the US dollar amount of each international transaction (including phone or internet transactions conducted in US dollars with a foreign merchant). Consult your cardholder agreement for more information on how this fee is calculated and when it is charged.
Report a lost or stolen card immediately by calling our 24/7 Member Services at (888) 732-8562. Representatives can assist you with replacing your card and reporting any fraudulent transactions.
If you think you’ve misplaced your card and would like to look for it before requesting a replacement, we can place a temporary block on your card while you search.
Yes. You can request a card be sent via rush delivery for a $15 fee. All shipments must be delivered to a physical address, not a P.O. Box. You can request the card be shipped to your local branch for pickup if you do not have a secure mailbox for delivery. A replacement card typically takes 2-3 business days to arrive.
We employ numerous security features and fraud monitoring programs to help protect you from potential fraud, including free, automated text alerts to your mobile device to verify irregular card activity.10
However, we can’t block all threats to your account. Protect yourself and monitor your account by registering your card for Debit Card Alerts so you can be notified in near real-time of selected debit card activity.
You can dispute debit card transactions through Press Pass or by calling (888) 732-8562.