PRESS PASS
online access

Delete saved User ID



Forgotten Password



Deposit Rates*
Checking / APY
Share / APY
Money Market / APY
Health Savings / APY

Loan Rates*
Used Vehicle APR
5-Year ARM / APR
Visa Credit Card APR

Deposit Products


All NCPAFCU deposit products are accessible via branch, ATM, our 24/7 Member Services, Press For Info and Press Pass. Deposit products are subject to the account rules and regulations of State Employees´ Credit Union (SECU). Members may apply for deposit products via Press Pass, our 24/7 Member Services or a local SECU branch.

Savings (Share) Account
  • Establishes NCPAFCU membership
  • Required $25 opening deposit/minimum balance1
  • Dividends compounded daily and paid monthly
  • May be used as collateral for personal loans
  • Debits from Share accounts are subject to limitations as defined in Regulation D
  • No checks can be written and no automated clearing house (ACH) debits are allowed on share accounts

Checking (Share Draft) Account
  • Required $100 opening deposit
  • Minimum balance of $0.00
  • $1.00 monthly maintenance fee
  • Dividends compounded daily and paid monthly on balance greater than $0
  • Overdraft transfer service, online BillPay and debit cards available

CashPoints® Global (CPG)
  • Each owner of a CPG account can be issued a CPG card2
  • Unlimited number of authorized users
  • Monthly statement can be paper or e-statement
  • $4,000 daily purchase limit3
  • $500 maximum daily cash withdrawal limit
  • Accessible via ATM, Press For Info, Press Pass, all SECU branches and our 24/7 Member Services
  • Accessible online through your CPG card or other traditional debit/access cards owned by the same member
  • CPG can be used for wire transfers, a funding account for loan advances, a deposit account for tax refunds, a distribution account for Share Term Certificates or as a Holiday Cash Account
  • $1 monthly maintenance fee
  • Review the CashPoints® Global page for complete details.
  • No checks can be written and no automated clearing house (ACH) debits are allowed on CPG accounts

Money Market Share Account
  • Required $250 opening deposit/minimum balance4
  • Dividends compounded daily and paid monthly
  • No maturity restrictions
  • Debits from Money Market accounts are subject to limitations as defined in Regulation D
  • No checks can be written and no automated clearing house (ACH) debits are allowed on money market share accounts

Share Term Certificate (STC)
  • Required $250 opening deposit/minimum balance
  • Available terms of 6, 12, 18, 24, 30 or 36 months5
  • Fixed interest rate for the life of the certificate
  • Interest accrued daily, but not compounded
  • May be used as collateral for NCPAFCU loans

Holiday Cash Club Account
  • No minimum deposit required to open
  • Dividends compounded daily, paid on the last business day in October
  • Payroll Deduction or Funds Transfer available
  • No service charges
  • No special penalty for withdrawals6

Coverdell Education Savings Account (CESA)
  • $25 minimum opening deposit
  • Established in the name of the designated beneficiary, an NCPAFCU member under the age of 18 or with special needs
  • Can be established by parents, grandparents, or other interested individuals
  • Contributions made with after-tax dollars
  • Earnings grow tax-deferred
  • Tax-free withdrawals to pay qualified education expenses

Individual Retirement Account (IRA)
  • Traditional and Roth accounts available
  • Required $25 minimum opening deposit / minimum balance
  • Dividends compounded daily and paid monthly
  • Debits from IRAs are subject to limitations as defined in Regulation D

Health Savings Account (HSA)
  • No minimum balance required to open
  • Dividends compounded daily and paid monthly
  • Special HSA debit card for purchases and ATM usage
  • Accessible via ATM, Press For Info, Press Pass, all SECU branch locations and our 24/7 Member Services
  • Review the Health Savings Account page for complete details.


1A $1.00 fee is charged if the balance falls below the required minimum at any time.
2Replacement card fee for a lost or stolen card is $8.00.
3The daily purchase limit is $4,000, including a maximum cash withdrawal limit of $500 per day. However, if $500 cash is withdrawn, only $3,500 is available for purchases that day.
4A $2.00 fee is charged if the balance falls below $250 at any time.
5Early withdrawal penalties apply.
6Members can only perform inquires or make transfers to the account through the ATM, Press for Info and Press Pass. Early withdrawals must be processed through one of our local branches or through our 24/7 Member Services and must be for the entire amount of the account. No further deposits to the Holiday Cash account will be allowed until November 2nd.