online access

Deposit Rates*
Checking / APY
Share / APY
Money Market / APY
Health Savings / APY

Loan Rates*
Used Vehicle APR
5-Year ARM / APR
Visa® Credit Card APR

Convenience Services

NCPAFCU members are offered a variety of automated services for their convenience.

Make the switch to go paperless and view your account statements online via Press Pass. Sign up for E-Statements and enjoy the security and benefits of viewing your account statements online.

CashPoints® ATM
CashPoints ATMs are available statewide, enabling members to access their accounts around the clock. Use SECU’s online Branch and ATM Locator for a list of CashPoints in your area, and always practice ATM Safety when visiting any CashPoints location.

Direct Deposit
Paychecks may be deposited directly into a member´s account, provided that their employer participates in the direct deposit service. Complete the Direct Deposit Authorization Form and take to your Human Resources or Payroll office to initiate/change your direct deposit.

Funds Transfer
Funds Transfer allows you to electronically transfer funds between your Credit Union accounts on a one-time or recurring basis.

Overdraft Transfer Service
Overdraft transfer service is offered for checking accounts as a "safety net" to assist with clearing items when the funds are not available. Another checking, share, or money market may be used as the protecting account. Transfers are completed in $50 increments with a $0.50 fee per transfer. Overdraft may be requested or modified via a branch, our 24/7 Member Services or online through Press Pass.

Payroll Deduction
Members may elect to have a specified portion of their paycheck withheld and sent to the credit union for deposit to another account of their choice or to make a payment on a loan.

Press For Info
Press For Info allows members the convenience of remote account access via touch-tone telephone. Services include account inquiry, transfers of funds, rate information and more. A 3-digit PIN is required for use. PINs may be established at a local SECU branch or by contacting our 24/7 Member Services.

Wire Transfer
NCPAFCU can send and receive domestic and international wires for our members through a direct, electronic link with the Federal Reserve. Domestic wires may be completed for a $10 fee and international wires may be completed for $25. For multiple wire transfers to the same destination, a recurring number can expedite the process. Request a recurring number at your local branch. Recurring wire requests may be submitted online via Press Pass. You should obtain proper wiring instructions from the receiving financial institution.