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Convenience Services

NCPAFCU members are offered a variety of automated services for their convenience.

Account Statements
Statements are generated for all accounts. Members have the option of receiving paper statements by US Mail or viewing statements online via Press Pass.

CashPoints® ATM
CashPoints ATMs are available statewide, enabling members to access their accounts around the clock. An NCPAFCU debit card is required for use. Use our Locations finder for a list of CashPoints in your area.

Direct Deposit
Paychecks may be deposited directly into a member´s account, provided that their employer participates in the Direct Deposit service. To establish Direct Deposit, a member must visit his/her employer´s payroll office.

Funds Transfer
Funds Transfer allows you to electronically transfer funds between your Credit Union accounts on a one-time or recurring basis.

Overdraft Transfer Service
Overdraft transfer service is offered for checking accounts as a "safety net" to assist with clearing items when the funds are not available. Another checking, share, or money market may be used as the protecting account. Up to 6 overdraft transfers1 may be made per statement cycle from a share or money market account. Transfers are completed in $50 increments with a $0.50 fee per transfer. Overdraft may be requested or modified via a branch, our 24/7 Member Services or online through Press Pass.

Payroll Deduction
Members may elect to have a specified portion of their paycheck withheld and sent to the credit union for deposit to another account of their choice or to make a payment on a loan.

Press For Info
Press For Info allows members the convenience of remote account access via touch-tone telephone. Services include account inquiry, transfers of funds, rate information and more. A 3-digit PIN is required for use. PINs may be established at a local SECU branch or by contacting our 24/7 Member Services.

Wire Transfer
NCPAFCU can send and receive domestic and international wires for our members through a direct, electronic link with the Federal Reserve. Domestic wires may be completed for a $10 fee and international wires may be completed for $25. For multiple wire transfers to the same destination, a recurring number can expedite the process. Request a recurring number at your local branch. Recurring wire requests may be submitted online via Press Pass. You should obtain proper wiring instructions from the receiving financial institution.

1Transfers exceeding the maximum will incur a fee equal to the current Non-sufficient Funds fee. Repeated excess transfers may result in the loss of overdraft privileges.