Skip to main content
Mom holding daughter with coffee mug

Adjust your rate, not your dream

An adjustable rate mortgage can help you buy now, and keep payments predictable for the first five years.1,2

Learn more

Notice of Annual Meeting

The NCPAFCU Annual Membership Meeting will be held on Wednesday, December 9, 2026 at 1:00 p.m. at the State Employees’ Credit Union Operations Center located at 3101 Wake Forest Road, Raleigh, N.C. 27609. Details for a virtual option will also be posted the week prior to the Annual Meeting.

How can we help you?

Elderly couple sitting and embracing on a sand dune at the beach

Accounts

Save and spend wisely with NCPAFCU share and deposit accounts. Explore our accounts to help build your financial future.

Learn more

Father pushing his young son on a swing

Personal loans

NCPAFCU personal loans are great way to consolidate debt or finance expenses. We offer a variety of options to meet your needs.

Learn more

Woman driving an SUV

Auto loans

Whether you’re buying your first car or upgrading to the vehicle of your dreams, as a NCPAFCU member, you get access to competitive auto loan interest rates that fit your budget.

Learn more

Mother, father, and young daughter sitting close together on a couch

Mortgages

Explore our range of home loan products designed to help you get the financing you need for the home you want.

Learn more

Woman paying with her credit card at a coffee shop

Credit card    

Save money with a great low rate and no annual fee with an NCPAFCU Visa® Credit Card.

Learn more

Why choose NCPAFCU?

Financial stability

NCPAFCU is well-capitalized and strong, ensuring secure and reliable financial services for members and their families.

Convenient access

NCPAFCU members have access to branches and ATMs statewide, plus Member Services Support, a 24/7 helpline, through our partnership with SECU.

Full service offerings

NCPAFCU offers a wide range of services, including deposits, loans, and Financial Advisory Services,3 meeting diverse member needs.

See membership eligibility

Hear from our members

Our members are at the heart of all that we do. We are pleased to hear how NCPAFCU is making a positive difference in their lives.

Navy quotation mark icon

“I’ve been a member of the North Carolina Press Association Federal Credit Union for several months, and I couldn’t be more pleased with their services. Their team goes above and beyond to ensure members have access to competitive rates, personalized assistance, and a seamless banking experience. Whether it’s securing a loan or managing my accounts, they make the process simple and stress-free. Their commitment to supporting the local community and their members truly sets them apart. I highly recommend NCPA Federal Credit Union to anyone looking for a trustworthy financial partner!”

Sean, 

NCPAFCU member

Orange quotation mark quote

“My wife and I joined the NC Press Association Federal Credit at its formation about 40 years ago. Although the Press Association's credit union is financially independent of SECU and is federally, not state chartered, we can bank at all their many locations statewide. We greatly benefit from the SECU's management, expertise and infrastructure. We like that it is NCUA- insured and has the services and benefits offered at other commercial banks and credit unions. NCPAFCU fees are very low, membership is easy, and we feel it supports the journalistic profession and a free press. Our experience has always been "top shelf"!”

Harry,
NCPAFCU member

Navy quotation mark icon

“I have been a member of the NCPA Federal Credit Union since its inception and have watched it grow into a full-service institution that keeps its members’ needs front and center. The interest rates – both for borrowing and saving – are competitive with other credit unions and banks, and with excellent service from the N.C. State Employees Credit Union which administers NCPAFCU, we enjoy the customer service our members have come to expect. Several members of my family have also joined over the years and one family member recently took out a mortgage loan as a first-time homebuyer, just in time to welcome a new baby who already has a savings account at the NCPAFCU.”

Teri,
NCPAFCU member

  1. Future interest rate changes will be determined based on the five-year Constant Maturity Treasury (CMT) yield.
  2. Origination fees (what SECU charges for processing the mortgage loan) are assessed for 1% of the loan amount, capped at $2,500.
  3. Investment advisory services and financial planning offered through Credit Union Investment Services, Inc (CUIS). Securities offered through SECU Brokerage Services, Inc. Member FINRA/SIPC. Securities products are not credit union deposits, are not obligations of or guaranteed by State Employees’ Credit Union (SECU) or its affiliates. They are not insured by the NCUA or any federal government agency. Securities products involve investment risks, including possible loss of principal invested. CUIS financial advisors are also SECU employees, who may accept deposits.