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Annuities

Learn how you could enhance your retirement with an annuity from SECU Life. Call us to get started.

(833) 599-7328

Enhance your retirement

Annuities are designed to help you meet long-term goals like saving for retirement or supplementing retirement income. We offer both Deferred Fixed Annuities and Immediate Fixed Annuities through SECU Life.  

Trusted partner

Partner with an insurance specialist to work toward your retirement goals.

Amplified savings

Purchase a Deferred Fixed Annuity with as little as $5,000 and let your money grow tax-deferred.

Supplement retirement

Help supplement your retirement income with an Immediate Fixed Annuity.

Deferred Fixed Annuity

The SECU Life Deferred Fixed Annuity may be a good option if you are 59 ½ or will be in the next five years and you want another source of tax-deferred growth.

(833) 599-7328
  • Tax-deferred growth

    Earnings are not taxed until withdrawal,1 helping maximize your savings potential.

  • Dependable, fixed rate

    Protect your retirement savings from market fluctuations with a guaranteed interest rate for five years.2

  • Multiple purchase options

    Purchase with after-tax sources such as share term certificate, checking, savings, or money market accounts.

Immediate Fixed Annuity

The SECU Life Immediate Fixed Annuity may be a good option if your goal is to receive a guaranteed3 stream of payments to supplement your retirement income.

(833) 599-7328
  • Guaranteed income stream

    Receive consistent payments that can last a lifetime.

  • Prepare for expected expenses

    Help cover your fixed costs in retirement with predictable payouts.

  • Flexible purchase options

    Purchase with after-tax or pre-tax sources such as checking accounts, money market accounts, 401(k)s, or IRAs.

Annuities are offered through SECU Life Insurance Company. SECU Life Insurance Company is a wholly-owned subsidiary of State Employees’ Credit Union. Annuities are not guaranteed by, a deposit of, or an obligation of any credit union and are not insured by NCUA or any other federal government agency.

Insurance representatives are licensed to sell in North Carolina only.

  1. Withdrawals are subject to ordinary income tax. Surrender charges may apply to withdrawals. Withdrawals made prior to age 59 ½ may also be subject to a 10% federal tax penalty.
  2. The initial interest rate is subject to change daily. Once an annuity is purchased the initial interest rate will be guaranteed for the guarantee period. After the guarantee period, the interest rate is subject to change annually, but will never be set below the minimum guaranteed interest rate on the contract.
  3. All guarantees are subject to the claims paying ability and financial strength of SECU Life Insurance Company.