Lending Rates

Explore lending rates for various loan products.

Loan type
Adjustable Rate Mortgage¹	Check today's rates
Fixed Rate Mortgage	Check today's rates

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Loan type	APR² range
Visa® Credit Card	11.25% - 14.25%³
Open-End Signature loan	11.25% - 14.25%^4,5

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Term	APR^2,4 as low as
72 Months	5.75%

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Rate cannot change by more than 2% every five years or 6% over the life of the loan. Future interest rate changes will be determined based on the five-year Constant Maturity Treasury (CMT) yield.
APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate.
The variable APR for Purchases and Balance Transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 7.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July, and October. Cash Advances have a fixed APR of 18.00%. The APR will not exceed the maximum permitted by applicable law.
Rates are subject to change prior to the completion of the loan. Your actual APR will be determined at the time of disbursement and may vary based on credit score, collateral, and loan terms. If you qualify, we can give you a quote for the current rate and most loan documents can be signed electronically.
Variable rate is subject to change quarterly.
Rate rounded up to the nearest 0.25%.

Mortgages